2008 Dental Insurance
Dental Plan Rates

For 2008, the dental insurance provider is Delta Dental.  Delta offers two products. The first is called Plan A (low option) and is a preventative dental care program covering oral examinations and cleanings and bite wing x-rays up to 100% of usual, customary  and reasonable (UCR) charges.

The second plan, called Plan B (high option), is a more comprehensive dental plan.  The plan offers coverages for Type A services (cleanings, oral exams, bite wing x-rays) at 100% UCR, as well as coverages for Type B and Type C services.  Type B services are covered at 80% UCR after a $50 deductible.  Type C services are covered at 10% UCR (first year on the plan) with transition to 25% UCR coverage (second year on the plan) and then 50% UCR coverage (third year on the plan and beyond) after a $50 deductible.  Delta also offers orthodontia coverage at 50% UCR beginning with the third year on Plan B.  Orthodontia coverage will have a $1,500 maximum benefit coverage. 

Covered individuals must utilize the Delta Premiere Provider Network in order to receive full benefits of either plan.  Providers within the Delta Premiere Provider Network can be accessed by clicking here

2008 Dental Plan Rates
 

12 Pay

 

Plan A (low option)

Plan B (high option)

  Premium Premium

Employee Only

$10.84 $25.08

Employee + Spouse

$23.26 $49.50

Employee + Children

$36.14 $62.76

Family

$47.84 $90.44

 10 Pay

 

Plan A (low option) Plan B (high option)
  Premium Premium

Employee Only

$13.00 $30.10

Employee + Spouse

$27.90 $59.40

Employee + Children

$43.36 $75.32

Family

$57.40 $108.52

The University  reserves the right to modify or terminate such plans at any time with or without notice.  Participation in these plans is provided to eligible employees and does not constitute a guarantee of employment.  Participation is subject to the terms and conditions specified in the plan documents.


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Updated 02/08/08